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Lend your projects a helping hand™

True Value Discover Card

Apply for the True Value Discover® Credit Card*

When painting, planting or plumbing, every do-it-yourselfer can use a helping hand. Along with the tools and supplies you need for successful projects, True Value Hardware Stores are now offering you another helping hand—the True Value Discover Credit Card. Consider it your right hand, the one that helps you earn money back in the form of True Value vouchers every time you shop. Compared to other hardware store credit cards, the True Value Discover Credit Card gives you more exclusive benefits.

To apply, visit a local participating True Value Store

Store Locator

Exclusive Benefits for True Value Discover® Card Customers

3%

Earned on True Value purchases**

2%

Earned on gas and grocery purchases**

1%

Earned on all other purchases**

$5 Off

Anniversary voucher each year

No interest if paid in full within 6 months

On purchases made with your True Value Discover Credit Card at participating True Value locations. Minimum $299 purchase required.+

And, that's not all...the True Value Discover card also includes...

Built-In Fraud Protection

$0 Fraud Liability protects you from unauthorized charges on your account.

Lowest Purchase Price Guarantee

Your True Value Discover card comes with the Lowest Purchase Price Guarantee. See the same item at a lower price in a retail store within 60 days and you're refunded the difference. For claims, call 1-877-392-4310.++

24/7 Roadside Assistance

Call toll free at 1-877-392-4310 for roadside dispatch for towing, battery jumpstarts, flat tire changes, fuel or fluid deliveries and lockout services.***

To apply, visit a local participating True Value Store

To find a participating store, use the Store Locator and select the credit card filter which will provide a list of participating stores near you.

Store Locator

*Subject to credit approval and availability. Account must be in good standing at time of transaction. Coupon cannot be applied to prior purchases or used as payment on True Value Discover or True Value credit card accounts. Based upon information which may be obtained in part from your credit report, you may be offered either the True Value Discover card or True Value Credit Card Account. Comenity Capital Bank issues the True Value Discover Card and True Value Credit Card. Discover® and the Discover acceptance mark are service marks used by Comenity Capital Bank under the license from Discover Financial Services.

**True Value credit card purchases made at participating True Value stores and affiliated retailers will earn 3% back, gas and grocery purchases will earn 2% back, and all other purchases will earn 1% back in the form of in-store True Value Dollars. The True Value Dollar program is provided by True Value. The program may be changed or discontinued at any time. For full terms and conditions, visit comenity.net/truevalue or comenity.net/truevaluediscover. Comenity Capital Bank does not have the ability to control how a Merchant chooses to classify their business; therefore, Comenity Capital Bank reserves the right to determine which transaction qualify for the bonus savings.

Each merchant is assigned a code by a third party that indicates the Merchant's area of business. Bonus rewards will only be awarded if the Merchant Code for the purchase matches a category eligible for the offer. Comenity Capital Bank does not have the ability to control assignment of the Merchant Codes.

+No Interest if paid in full within 6 months, minimum $299 purchase required. Interest will be charged to your account (at the standard variable APR) within the promotional period or if you make a late payment. The True Value Discover® Credit Card Accounts are offered by Comenity Capital Bank who determines qualifications for and terms of credit. $299 minimum purchase and minimum monthly payments are required. At no time will the minimum payment due be less than $27.00. Minimum Interest Charge is $2.00. True Value Discover® card has standard, variable APRs of 15.74%, 21.74%, and 26.74% based on the Prime Rate, depending on your creditworthiness. Offer valid only for purchases made at True Value.

++For additional information including restrictions, limitations and exclusions, please refer to the complete program terms and conditions.

***All 24-Hour Roadside Assistance services are provided by Brickell Financial Services-Motor Club, Inc., d/b/a Road America Motor Club, administrative offices at 7300 Corporate Center Drive, 6th Floor, Miami, FL 33126. (For Mississippi and Wisconsin customers, services are provided by Brickell Financial Services-Motor Club, Inc. For California customers, services are provided by Road America Motor Club, Inc. d/b/a Road America Motor Club).

Discover® and the Discover acceptance mark are service marks used by Comenity Capital Bank under license from Discover Financial Services.

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